At Income & Estate Planning Partners, we believe financial peace of mind starts with clear answers. Whether you’re planning for retirement, minimizing taxes, protecting your legacy, or growing your wealth, we’re here to guide you. Explore answers to our most common client questions below.
Q: How do I get started?
A: Simply schedule a complimentary consultation. We’ll discuss your financial goals and determine how we can best support you.
Q: What makes I&E different from other financial firms?
A: We prioritize relationships over transactions. Our team takes a holistic approach — combining income, investment, tax, and estate strategies into one integrated plan.
Q: What services does I&E provide?
A: We specialize in comprehensive financial planning, including income planning, investment management, tax-efficient strategies, estate planning, insurance coordination, and retirement planning.
Q: Who do you typically work with?
A: We work with individuals and families approaching or in retirement, business owners, and professionals seeking a holistic plan for building and preserving wealth.
Q: How is I&E compensated?
A: We offer fee-based planning and investment management. Transparency is key — we always explain our pricing clearly before any commitment is made.
Q: How can I make sure I don’t outlive my retirement income?
A: We build custom income strategies using reliable cash flow modeling, tax-aware withdrawal strategies, and diversified investments to help your money last.
Q: Do you help with Social Security planning?
A: Yes. We analyze your filing options and help you choose the timing that maximizes your lifetime benefits based on your personal and financial situation.
Q: How much should I be saving for retirement?
A: It varies by individual, but we help clients define their target retirement number and build a savings plan that aligns with their income and timeline.
Q: How often do you review investment performance?
A: We provide regular reviews and proactive communication. Our process includes adjustments based on market conditions, life events, or shifting goals.
Q: How do you incorporate tax planning into financial planning?
A: Tax planning is integrated into every step of your financial strategy — from investment selection to income distribution and legacy planning — with the goal of keeping more money in your pocket.
Q: Can you help with estate planning?
A: Yes. We work with you and your estate attorney to create or update wills, trusts, and beneficiary designations, ensuring your wishes are carried out efficiently and with minimal tax burden.
Q: What is the difference between estate planning and tax planning?
A: Estate planning ensures your assets are passed on according to your wishes. Tax planning reduces the taxes you or your heirs might pay during that transfer and throughout your life.